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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,205 | $185,830-93.4% | $170,004-92.8% | $139,427-91.2% |
| Participation rate | 87.5% | 87.8%-0.3pp | 87.0%+0.5pp | 80.3%+7.2pp |
| Annual return | 0.00% | 60.52%-60.5pp | 53.39%-53.4pp | 373.27%-373.3pp |
| Employer contribution / active EE | $3,663 | $7,591-51.7% | $6,786-46.0% | $4,752-22.9% |
| Participant deferral / active EE | $7,772 | $11,622-33.1% | $10,408-25.3% | $6,711+15.8% |
| Admin fee / account holder | $441 | $15,381-97.1% | $12,816-96.6% | $11,404-96.1% |