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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSMUTUAL Service code 49 · EIN 04-1590850 | Other Services | $38,756 |
PSI ADVISORS LLC5 years Service code 27 13059 W LINEBAUGH AVE · TAMPA, FL 33634 | Advisory (Plan) | $20,683 |
Filed as: EMPOWER ANNUITY INS CO Service code 64 8515 E ORCHARD RD · GREENWOOD VILL, CO 80111 | Recordkeeping Fees | $7,025 |
FLORIDA RETIREMENT CONSULTANTS8+ years Service code 13 16703 EARLY RISER AVE, STE 210 · LAND O LAKES, FL 34638 | Contract Administrator | $5,545 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,746 | $64,176-30.3% | $112,249-60.1% | $66,938-33.2% |
| Participation rate | 80.2% | 68.4%+11.8pp | 75.1%+5.1pp | 69.8%+10.4pp |
| Annual return | -16.18% | -13.80%-2.4pp | 27.48%-43.7pp | 1.58%-17.8pp |
| Employer contribution / active EE | $1,990 | $3,007-33.8% | $3,636-45.3% | $2,545-21.8% |
| Participant deferral / active EE | $4,794 | $3,694+29.8% | $4,729+1.4% | $4,238+13.1% |
| Admin fee / account holder | $383 | $626-38.8% | $6,412-94.0% | $594-35.5% |