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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,857 | $174,379+26.1% | $152,093+44.6% | $138,895+58.3% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 14.27% | 74.86%-60.6pp | 66.36%-52.1pp | 145.39%-131.1pp |
| Employer contribution / active EE | $2,753 | $4,652-40.8% | $4,175-34.1% | $4,194-34.4% |
| Participant deferral / active EE | $6,460 | $6,159+4.9% | $5,451+18.5% | $6,396+1.0% |
| Admin fee / account holder | $5,101 | $16,880-69.8% | $14,497-64.8% | $12,562-59.4% |