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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,606 | $202,342-40.9% | $172,752-30.8% | $152,897-21.8% |
| Participation rate | 60.0% | 87.1%-27.1pp | 82.6%-22.6pp | 82.5%-22.5pp |
| Annual return | 20.99% | 1029.83%-1008.8pp | 802.97%-782.0pp | 345.43%-324.4pp |
| Employer contribution / active EE | $1,561 | $5,858-73.4% | $5,144-69.7% | $4,764-67.2% |
| Participant deferral / active EE | $2,448 | $5,948-58.8% | $5,198-52.9% | $5,851-58.2% |
| Admin fee / account holder | $977 | $17,111-94.3% | $13,955-93.0% | $11,599-91.6% |