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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,174 | $168,635-55.4% | $147,617-49.1% | $125,389-40.0% |
| Participation rate | 57.1% | 88.8%-31.6pp | 84.6%-27.5pp | 83.2%-26.0pp |
| Annual return | -1.38% | 77.65%-79.0pp | 61.98%-63.4pp | 282.24%-283.6pp |
| Employer contribution / active EE | $2,298 | $6,252-63.2% | $5,564-58.7% | $4,866-52.8% |
| Participant deferral / active EE | $4,015 | $5,507-27.1% | $4,895-18.0% | $5,352-25.0% |
| Admin fee / account holder | $1,525 | $13,580-88.8% | $11,612-86.9% | $9,541-84.0% |