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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,032 | $30,732+121.4% | $59,496+14.3% | $59,633+14.1% |
| Participation rate | 6.8% | 43.2%-36.4pp | 54.6%-47.8pp | 68.7%-61.9pp |
| Annual return | -0.09% | 4.47%-4.6pp | 182.05%-182.1pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $424 | $631-32.8% | $1,153-63.3% | $2,203-80.8% |
| Participant deferral / active EE | $578 | $1,183-51.1% | $1,829-68.4% | $3,192-81.9% |
| Admin fee / account holder | $0 | $2,136-100.0% | $2,232-100.0% | $4,297-100.0% |