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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,718 | $32,037+120.7% | $69,182+2.2% | $62,881+12.5% |
| Participation rate | 6.8% | 43.4%-36.7pp | 55.1%-48.4pp | 69.3%-62.5pp |
| Annual return | 5.35% | 15.16%-9.8pp | -21.93%+27.3pp | 20.14%-14.8pp |
| Employer contribution / active EE | $380 | $679-44.0% | $1,206-68.5% | $2,281-83.3% |
| Participant deferral / active EE | $524 | $1,185-55.8% | $1,897-72.4% | $3,203-83.6% |
| Admin fee / account holder | $0 | $2,608-100.0% | $2,697-100.0% | $4,296-100.0% |