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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,701 | $72,177-57.5% | $115,038-73.3% | $59,633-48.5% |
| Participation rate | 48.0% | 72.6%-24.6pp | 81.4%-33.4pp | 68.7%-20.7pp |
| Annual return | -1.38% | 12.02%-13.4pp | 26.14%-27.5pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $1,844 | $2,841-35.1% | $4,608-60.0% | $2,203-16.3% |
| Participant deferral / active EE | $3,642 | $4,783-23.9% | $6,026-39.6% | $3,192+14.1% |
| Admin fee / account holder | $3,865 | $4,927-21.6% | $8,175-52.7% | $4,297-10.1% |