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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,282 | $138,078-50.5% | $125,363-45.5% | $134,509-49.2% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -15.03% | 750.49%-765.5pp | 572.15%-587.2pp | 418.13%-433.2pp |
| Employer contribution / active EE | $3,090 | $5,245-41.1% | $4,815-35.8% | $4,741-34.8% |
| Participant deferral / active EE | $6,079 | $7,800-22.1% | $7,447-18.4% | $6,400-5.0% |
| Admin fee / account holder | $12,356 | $11,566+6.8% | $10,005+23.5% | $11,427+8.1% |