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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,874 | $135,956+47.7% | $123,894+62.1% | $273,972-26.7% |
| Participation rate | 37.5% | 84.1%-46.6pp | 81.4%-43.9pp | 83.0%-45.5pp |
| Annual return | -2.90% | 56.63%-59.5pp | 47.52%-50.4pp | 41.46%-44.4pp |
| Employer contribution / active EE | $4,821 | $5,170-6.8% | $4,617+4.4% | $4,869-1.0% |
| Participant deferral / active EE | $9,110 | $6,343+43.6% | $5,984+52.2% | $5,287+72.3% |
| Admin fee / account holder | $0 | $9,817-100.0% | $8,357-100.0% | $10,133-100.0% |