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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,783 | $150,447+72.0% | $136,298+89.9% | $147,586+75.3% |
| Participation rate | 30.0% | 84.4%-54.4pp | 81.9%-51.9pp | 82.8%-52.8pp |
| Annual return | 18.31% | 1049.15%-1030.8pp | 5156.27%-5138.0pp | 578.59%-560.3pp |
| Employer contribution / active EE | $2,217 | $5,256-57.8% | $4,696-52.8% | $4,876-54.5% |
| Participant deferral / active EE | $4,121 | $6,631-37.9% | $6,247-34.0% | $5,439-24.2% |
| Admin fee / account holder | $0 | $10,906-100.0% | $9,244-100.0% | $10,886-100.0% |