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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,823 | $103,164-48.8% | $90,259-41.5% | $154,746-65.9% |
| Participation rate | 57.1% | 76.1%-18.9pp | 70.7%-13.6pp | 80.7%-23.6pp |
| Annual return | 14.13% | 19.25%-5.1pp | 18.88%-4.8pp | 172.34%-158.2pp |
| Employer contribution / active EE | $1,808 | $2,532-28.6% | $2,291-21.1% | $4,379-58.7% |
| Participant deferral / active EE | $4,710 | $4,422+6.5% | $3,827+23.1% | $6,730-30.0% |
| Admin fee / account holder | $2,905 | $8,593-66.2% | $7,267-60.0% | $14,365-79.8% |