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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,823 | $102,245-48.3% | $89,340-40.9% | $137,256-61.5% |
| Participation rate | 57.1% | 74.9%-17.7pp | 69.6%-12.4pp | 80.0%-22.8pp |
| Annual return | 14.13% | 21.89%-7.8pp | 20.57%-6.4pp | 220.34%-206.2pp |
| Employer contribution / active EE | $1,808 | $2,529-28.5% | $2,231-19.0% | $4,156-56.5% |
| Participant deferral / active EE | $4,710 | $4,436+6.2% | $3,823+23.2% | $6,407-26.5% |
| Admin fee / account holder | $2,905 | $8,085-64.1% | $6,704-56.7% | $12,270-76.3% |