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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,511 | $100,262-55.6% | $81,370-45.3% | $145,897-69.5% |
| Participation rate | 43.5% | 74.3%-30.8pp | 69.5%-26.1pp | 80.3%-36.8pp |
| Annual return | 10.89% | 34.52%-23.6pp | 24.85%-14.0pp | 552.29%-541.4pp |
| Employer contribution / active EE | $680 | $2,979-77.2% | $2,464-72.4% | $4,663-85.4% |
| Participant deferral / active EE | $1,758 | $4,612-61.9% | $3,885-54.8% | $6,689-73.7% |
| Admin fee / account holder | $10,509 | $8,163+28.7% | $5,749+82.8% | $13,390-21.5% |