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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,264 | $148,629-18.4% | $135,982-10.8% | $139,487-13.1% |
| Participation rate | 46.7% | 83.9%-37.2pp | 81.9%-35.3pp | 80.3%-33.7pp |
| Annual return | 23.52% | 79.33%-55.8pp | 68.32%-44.8pp | 373.84%-350.3pp |
| Employer contribution / active EE | $2,355 | $5,247-55.1% | $4,859-51.5% | $4,755-50.5% |
| Participant deferral / active EE | $4,838 | $8,102-40.3% | $7,760-37.7% | $6,713-27.9% |
| Admin fee / account holder | $15 | $12,406-99.9% | $10,767-99.9% | $11,407-99.9% |