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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,613 | $138,114+1.1% | $125,391+11.3% | $134,545+3.8% |
| Participation rate | 41.7% | 84.5%-42.8pp | 82.4%-40.7pp | 81.2%-39.6pp |
| Annual return | -18.74% | 750.88%-769.6pp | 572.41%-591.2pp | 418.37%-437.1pp |
| Employer contribution / active EE | $2,936 | $5,246-44.0% | $4,816-39.0% | $4,742-38.1% |
| Participant deferral / active EE | $6,397 | $7,801-18.0% | $7,448-14.1% | $6,401-0.1% |
| Admin fee / account holder | $40,430 | $11,570+249.4% | $10,009+304.0% | $11,431+253.7% |