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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,613 | $138,068+1.1% | $125,358+11.4% | $134,493+3.8% |
| Participation rate | 41.7% | 84.5%-42.8pp | 82.4%-40.7pp | 81.2%-39.6pp |
| Annual return | -18.74% | 750.30%-769.0pp | 572.03%-590.8pp | 418.01%-436.8pp |
| Employer contribution / active EE | $2,936 | $5,244-44.0% | $4,814-39.0% | $4,740-38.1% |
| Participant deferral / active EE | $6,397 | $7,799-18.0% | $7,447-14.1% | $6,4000% |
| Admin fee / account holder | $40,430 | $11,568+249.5% | $10,007+304.0% | $11,425+253.9% |