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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,286 | $55,453-94.1% | $170,435-98.1% | $62,293-94.7% |
| Participation rate | 76.9% | 66.4%+10.6pp | 83.6%-6.7pp | 69.5%+7.4pp |
| Annual return | 14.57% | 21.38%-6.8pp | 205.94%-191.4pp | 28.90%-14.3pp |
| Employer contribution / active EE | $0 | $2,164-100.0% | $5,432-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $906 | $2,303-60.7% | $4,939-81.7% | $3,169-71.4% |
| Admin fee / account holder | $49 | $455-89.3% | $13,881-99.6% | $479-89.8% |