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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,786 | $73,863-94.9% | $143,797-97.4% | $68,490-94.5% |
| Participation rate | 78.4% | 66.7%+11.7pp | 80.3%-1.9pp | 67.9%+10.5pp |
| Annual return | -17.63% | 0.91%-18.5pp | -0.04%-17.6pp | -7.85%-9.8pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,210 | $3,385-64.2% | $5,638-78.5% | $4,028-70.0% |
| Admin fee / account holder | $48 | $5,756-99.2% | $14,679-99.7% | $5,403-99.1% |