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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,444 | $153,769+192.3% | $133,975+235.5% | $273,972+64.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 7.73% | 36.51%-28.8pp | 29.29%-21.6pp | 41.46%-33.7pp |
| Employer contribution / active EE | $3,624 | $6,029-39.9% | $5,211-30.5% | $4,869-25.6% |
| Participant deferral / active EE | $12,436 | $6,958+78.7% | $6,282+98.0% | $5,287+135.2% |
| Admin fee / account holder | $4,736 | $11,765-59.7% | $9,324-49.2% | $10,133-53.3% |