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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,173,183 | $197,637+493.6% | $177,848+559.7% | $158,982+637.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 23.53% | 58.77%-35.2pp | 48.33%-24.8pp | 302.99%-279.5pp |
| Employer contribution / active EE | $619 | $6,698-90.8% | $5,919-89.5% | $4,763-87.0% |
| Participant deferral / active EE | $18,025 | $8,405+114.5% | $7,714+133.7% | $5,983+201.2% |
| Admin fee / account holder | $5,571 | $15,406-63.8% | $12,431-55.2% | $11,252-50.5% |