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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,088 | $56,640-39.8% | $78,002-56.3% | $55,167-38.2% |
| Participation rate | 99.1% | 73.3%+25.8pp | 75.5%+23.6pp | 69.0%+30.1pp |
| Annual return | 8.51% | 2868.48%-2860.0pp | 425.99%-417.5pp | 169.23%-160.7pp |
| Employer contribution / active EE | $3,587 | $1,724+108.1% | $2,470+45.2% | $1,963+82.8% |
| Participant deferral / active EE | $2,765 | $2,778-0.5% | $3,497-20.9% | $3,054-9.5% |
| Admin fee / account holder | $1,395 | $467+199.1% | $5,481-74.5% | $504+176.9% |