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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS5 years Filed as: CAPITAL BANK AND TRUST COMPANY Service code 52 · EIN 95-6817943 P.O. BOX 6040 · INDIANAPOLIS, IN 462066040 | Indirect Investment Fees | $45,297 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,501 | $79,438-22.6% | $106,554-42.3% | $79,389-22.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 76.1%+23.9pp | 70.7%+29.3pp |
| Annual return | 16.30% | 18.27%-2.0pp | 26.80%-10.5pp | 116.89%-100.6pp |
| Employer contribution / active EE | $4,079 | $2,235+82.5% | $2,819+44.7% | $2,428+68.0% |
| Participant deferral / active EE | $3,620 | $3,824-5.3% | $4,398-17.7% | $4,046-10.5% |
| Admin fee / account holder | $215 | $523-58.9% | $7,408-97.1% | $626-65.7% |