Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,238 | $106,008-85.6% | $92,240-83.5% | $147,586-89.7% |
| Participation rate | 68.8% | 80.4%-11.7pp | 76.5%-7.7pp | 82.8%-14.1pp |
| Annual return | 25.87% | 50.05%-24.2pp | 176.29%-150.4pp | 578.59%-552.7pp |
| Employer contribution / active EE | $190 | $4,333-95.6% | $3,680-94.8% | $4,876-96.1% |
| Participant deferral / active EE | $3,725 | $4,478-16.8% | $3,897-4.4% | $5,439-31.5% |
| Admin fee / account holder | $397 | $6,333-93.7% | $5,194-92.4% | $10,886-96.4% |