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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,798 | $133,998-53.1% | $112,263-44.1% | $134,545-53.3% |
| Participation rate | 58.3% | 78.6%-20.2pp | 75.1%-16.7pp | 81.2%-22.9pp |
| Annual return | -17.59% | 47.17%-64.8pp | 27.49%-45.1pp | 418.37%-436.0pp |
| Employer contribution / active EE | $1,845 | $4,040-54.3% | $3,636-49.3% | $4,742-61.1% |
| Participant deferral / active EE | $3,505 | $5,292-33.8% | $4,729-25.9% | $6,401-45.3% |
| Admin fee / account holder | $459 | $7,493-93.9% | $6,410-92.8% | $11,431-96.0% |