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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,813 | $154,145-78.1% | $130,014-74.0% | $139,427-75.7% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.5%+12.4pp | 80.3%+10.6pp |
| Annual return | 5.87% | 32.49%-26.6pp | -137.22%+143.1pp | 373.27%-367.4pp |
| Employer contribution / active EE | $2,953 | $5,290-44.2% | $4,320-31.6% | $4,752-37.8% |
| Participant deferral / active EE | $6,476 | $6,711-3.5% | $5,821+11.3% | $6,711-3.5% |
| Admin fee / account holder | $46,634 | $14,009+232.9% | $10,616+339.3% | $11,404+308.9% |