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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,596 | $131,835-53.3% | $108,582-43.3% | $273,972-77.5% |
| Participation rate | 93.3% | 83.5%+9.9pp | 79.6%+13.8pp | 83.0%+10.3pp |
| Annual return | 5.61% | -91.57%+97.2pp | -51.70%+57.3pp | 41.46%-35.8pp |
| Employer contribution / active EE | $3,016 | $4,913-38.6% | $3,758-19.8% | $4,869-38.1% |
| Participant deferral / active EE | $7,529 | $5,127+46.8% | $4,311+74.7% | $5,287+42.4% |
| Admin fee / account holder | $1,587 | $10,253-84.5% | $7,645-79.2% | $10,133-84.3% |