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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,433 | $68,346+27.9% | $94,659-7.6% | $75,173+16.3% |
| Participation rate | 70.0% | 76.1%-6.1pp | 80.8%-10.8pp | 67.2%+2.8pp |
| Annual return | 10.59% | 616.93%-606.3pp | 156.75%-146.2pp | 160.65%-150.1pp |
| Employer contribution / active EE | $1,260 | $2,701-53.4% | $3,673-65.7% | $2,670-52.8% |
| Participant deferral / active EE | $2,874 | $6,537-56.0% | $7,419-61.3% | $4,126-30.3% |
| Admin fee / account holder | $1,686 | $5,326-68.3% | $7,232-76.7% | $5,651-70.2% |