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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,260 | $99,647-25.5% | $86,439-14.1% | $134,493-44.8% |
| Participation rate | 42.9% | 82.1%-39.2pp | 80.3%-37.5pp | 81.2%-38.4pp |
| Annual return | -11.20% | 6784.13%-6795.3pp | 4395.55%-4406.8pp | 418.01%-429.2pp |
| Employer contribution / active EE | $1,926 | $4,401-56.2% | $3,769-48.9% | $4,740-59.4% |
| Participant deferral / active EE | $4,192 | $7,246-42.1% | $6,952-39.7% | $6,400-34.5% |
| Admin fee / account holder | $2,191 | $8,373-73.8% | $6,732-67.5% | $11,425-80.8% |