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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,746 | $95,188+290.5% | $76,518+385.8% | $135,380+174.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -4.90% | 4.85%-9.8pp | -0.27%-4.6pp | 519.81%-524.7pp |
| Employer contribution / active EE | $9,321 | $3,303+182.2% | $2,647+252.1% | $4,779+95.1% |
| Participant deferral / active EE | $12,472 | $4,640+168.8% | $3,836+225.2% | $5,609+122.4% |
| Admin fee / account holder | $1,838 | $6,249-70.6% | $4,849-62.1% | $10,828-83.0% |