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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,994 | $101,063+264.1% | $81,473+351.7% | $147,586+149.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 14.55% | 32.41%-17.9pp | 38.78%-24.2pp | 578.59%-564.0pp |
| Employer contribution / active EE | $8,443 | $3,206+163.4% | $2,568+228.8% | $4,876+73.1% |
| Participant deferral / active EE | $12,405 | $4,242+192.4% | $3,537+250.7% | $5,439+128.1% |
| Admin fee / account holder | $1,611 | $5,812-72.3% | $4,561-64.7% | $10,886-85.2% |