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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,545 | $96,630+6.1% | $86,605+18.4% | $139,427-26.5% |
| Participation rate | 63.6% | 74.4%-10.8pp | 71.7%-8.1pp | 80.3%-16.7pp |
| Annual return | 20.06% | 106.48%-86.4pp | 591.39%-571.3pp | 373.27%-353.2pp |
| Employer contribution / active EE | $2,231 | $3,264-31.6% | $3,023-26.2% | $4,752-53.0% |
| Participant deferral / active EE | $7,888 | $4,836+63.1% | $4,438+77.8% | $6,711+17.5% |
| Admin fee / account holder | $545 | $6,405-91.5% | $5,611-90.3% | $11,404-95.2% |