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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,598 | $100,938+4.6% | $90,461+16.7% | $158,982-33.6% |
| Participation rate | 36.4% | 75.0%-38.7pp | 72.7%-36.3pp | 82.0%-45.6pp |
| Annual return | 16.88% | 1727.20%-1710.3pp | 1294.76%-1277.9pp | 302.99%-286.1pp |
| Employer contribution / active EE | $1,333 | $3,691-63.9% | $3,264-59.2% | $4,763-72.0% |
| Participant deferral / active EE | $5,186 | $4,350+19.2% | $3,964+30.8% | $5,983-13.3% |
| Admin fee / account holder | $686 | $6,510-89.5% | $5,617-87.8% | $11,252-93.9% |