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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,598 | $100,868+4.7% | $90,414+16.8% | $158,931-33.6% |
| Participation rate | 36.4% | 75.0%-38.7pp | 72.7%-36.3pp | 82.0%-45.6pp |
| Annual return | 16.88% | 1724.58%-1707.7pp | 1293.19%-1276.3pp | 302.86%-286.0pp |
| Employer contribution / active EE | $1,333 | $3,689-63.9% | $3,262-59.1% | $4,761-72.0% |
| Participant deferral / active EE | $5,186 | $4,348+19.3% | $3,963+30.9% | $5,982-13.3% |
| Admin fee / account holder | $686 | $6,502-89.5% | $5,611-87.8% | $11,247-93.9% |