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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,559 | $171,867-91.5% | $149,721-90.3% | $147,586-90.1% |
| Participation rate | 77.8% | 88.2%-10.4pp | 87.1%-9.3pp | 82.8%-5.1pp |
| Annual return | 18.54% | 2113.36%-2094.8pp | 1501.67%-1483.1pp | 578.59%-560.1pp |
| Employer contribution / active EE | $1,787 | $6,275-71.5% | $5,444-67.2% | $4,876-63.3% |
| Participant deferral / active EE | $3,587 | $7,270-50.7% | $6,568-45.4% | $5,439-34.0% |
| Admin fee / account holder | $719 | $13,799-94.8% | $11,282-93.6% | $10,886-93.4% |