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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,098 | $153,769-94.7% | $133,975-94.0% | $273,972-97.0% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.1%-20.4pp | 83.0%-16.3pp |
| Annual return | 18.02% | 36.51%-18.5pp | 29.29%-11.3pp | 41.46%-23.4pp |
| Employer contribution / active EE | $1,577 | $6,029-73.8% | $5,211-69.7% | $4,869-67.6% |
| Participant deferral / active EE | $2,963 | $6,958-57.4% | $6,282-52.8% | $5,287-44.0% |
| Admin fee / account holder | $299 | $11,765-97.5% | $9,324-96.8% | $10,133-97.0% |