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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,519 | $94,031+209.0% | $115,768+151.0% | $82,448+252.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 16.26% | 20.61%-4.3pp | 100.46%-84.2pp | 41.64%-25.4pp |
| Employer contribution / active EE | $12,563 | $2,323+440.7% | $2,940+327.3% | $2,551+392.5% |
| Participant deferral / active EE | $20,080 | $3,972+405.6% | $4,917+308.4% | $4,139+385.1% |
| Admin fee / account holder | $2,288 | $10,249-77.7% | $12,439-81.6% | $7,234-68.4% |