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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,318 | $181,896-85.5% | $156,551-83.2% | $273,972-90.4% |
| Participation rate | 60.0% | 88.4%-28.4pp | 84.0%-24.0pp | 83.0%-23.0pp |
| Annual return | 0.38% | 30.74%-30.4pp | 32.23%-31.8pp | 41.46%-41.1pp |
| Employer contribution / active EE | $1,800 | $6,248-71.2% | $5,501-67.3% | $4,869-63.0% |
| Participant deferral / active EE | $4,905 | $5,550-11.6% | $4,871+0.7% | $5,287-7.2% |
| Admin fee / account holder | $170 | $15,560-98.9% | $13,028-98.7% | $10,133-98.3% |