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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,411 | $167,323-71.7% | $143,770-67.0% | $134,493-64.7% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -16.72% | 0.47%-17.2pp | -0.04%-16.7pp | 418.01%-434.7pp |
| Employer contribution / active EE | $3,181 | $5,619-43.4% | $4,951-35.8% | $4,740-32.9% |
| Participant deferral / active EE | $13,181 | $6,446+104.5% | $5,638+133.8% | $6,400+105.9% |
| Admin fee / account holder | $7,472 | $18,088-58.7% | $14,673-49.1% | $11,425-34.6% |