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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,827 | $63,346-95.5% | $92,240-96.9% | $70,126-96.0% |
| Participation rate | 63.0% | 68.7%-5.7pp | 76.5%-13.5pp | 69.5%-6.6pp |
| Annual return | 21.82% | 530.19%-508.4pp | 176.29%-154.5pp | 73.15%-51.3pp |
| Employer contribution / active EE | $664 | $2,471-73.1% | $3,680-82.0% | $2,343-71.7% |
| Participant deferral / active EE | $1,179 | $2,854-58.7% | $3,897-69.7% | $3,332-64.6% |
| Admin fee / account holder | $182 | $3,841-95.3% | $5,194-96.5% | $4,645-96.1% |