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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Service code 15 · EIN 20-8764829 | Recordkeeping | $69,145 |
ADP BROKER-DEALER3 years Filed as: ADP Service code 15 · EIN 22-1467904 | Recordkeeping | $13,645 |
ASCENSUS LLC3 years Filed as: ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $13,281 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,549 | $77,962+227.8% | $178,540+43.1% | $80,935+215.7% |
| Participation rate | 92.1% | 65.7%+26.4pp | 77.1%+15.0pp | 67.7%+24.4pp |
| Annual return | 16.85% | 18.10%-1.2pp | 27.15%-10.3pp | 35.66%-18.8pp |
| Employer contribution / active EE | $9,540 | $2,280+318.3% | $3,953+141.3% | $2,757+246.1% |
| Participant deferral / active EE | $19,674 | $4,404+346.7% | $6,281+213.3% | $4,299+357.6% |
| Admin fee / account holder | $821 | $7,156-88.5% | $10,424-92.1% | $6,924-88.1% |