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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 15 · EIN 20-8764829 | Recordkeeping | $54,603 |
ADP BROKER-DEALER2 years Filed as: ADP Service code 15 · EIN 22-1467904 | Recordkeeping | $13,038 |
ASCENSUS LLC2 years Filed as: ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $6,447 |
ADP BROKER-DEALER1 year Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,848 | $70,684+185.6% | $169,397+19.2% | $75,177+168.5% |
| Participation rate | 93.6% | 64.8%+28.8pp | 77.2%+16.4pp | 67.2%+26.4pp |
| Annual return | 20.20% | 36.38%-16.2pp | 406.23%-386.0pp | 160.75%-140.6pp |
| Employer contribution / active EE | $8,537 | $2,211+286.1% | $4,013+112.7% | $2,671+219.6% |
| Participant deferral / active EE | $16,882 | $4,310+291.7% | $6,223+171.3% | $4,126+309.1% |
| Admin fee / account holder | $588 | $5,404-89.1% | $9,017-93.5% | $5,651-89.6% |