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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,610 | $98,240-41.4% | $82,312-30.0% | $147,586-61.0% |
| Participation rate | 95.8% | 79.7%+16.1pp | 76.9%+18.9pp | 82.8%+13.0pp |
| Annual return | 17.57% | 30.85%-13.3pp | 25.88%-8.3pp | 578.59%-561.0pp |
| Employer contribution / active EE | $2,420 | $3,192-24.2% | $2,428-0.4% | $4,876-50.4% |
| Participant deferral / active EE | $5,752 | $4,383+31.2% | $3,706+55.2% | $5,439+5.8% |
| Admin fee / account holder | $5,842 | $8,563-31.8% | $5,608+4.2% | $10,886-46.3% |