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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,407 | $124,346-46.6% | $111,306-40.3% | $167,553-60.4% |
| Participation rate | 87.0% | 79.6%+7.3pp | 77.3%+9.6pp | 82.1%+4.8pp |
| Annual return | 15.01% | 37.46%-22.4pp | 54.67%-39.7pp | 478.89%-463.9pp |
| Employer contribution / active EE | $3,373 | $3,438-1.9% | $2,732+23.5% | $4,840-30.3% |
| Participant deferral / active EE | $7,107 | $5,182+37.1% | $4,488+58.4% | $6,343+12.0% |
| Admin fee / account holder | $305 | $10,623-97.1% | $7,966-96.2% | $12,316-97.5% |