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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,932 | $165,399+11.8% | $149,745+23.5% | $158,982+16.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.77% | 348.34%-334.6pp | 276.72%-262.9pp | 302.99%-289.2pp |
| Employer contribution / active EE | $8,548 | $5,105+67.5% | $4,646+84.0% | $4,763+79.5% |
| Participant deferral / active EE | $10,624 | $7,183+47.9% | $6,843+55.3% | $5,983+77.6% |
| Admin fee / account holder | $10,242 | $10,811-5.3% | $9,312+10.0% | $11,252-9.0% |