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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,039 | $157,270+1.8% | $141,173+13.4% | $152,870+4.7% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.4%+5.1pp |
| Annual return | 20.95% | 64.33%-43.4pp | 71.40%-50.4pp | 345.34%-324.4pp |
| Employer contribution / active EE | $7,165 | $5,261+36.2% | $4,735+51.3% | $4,763+50.4% |
| Participant deferral / active EE | $8,931 | $7,110+25.6% | $6,710+33.1% | $5,850+52.7% |
| Admin fee / account holder | $11,305 | $12,121-6.7% | $10,262+10.2% | $11,597-2.5% |