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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,480 | $209,422+47.3% | $178,503+72.8% | $158,982+94.0% |
| Participation rate | 81.8% | 86.4%-4.5pp | 81.9%-0.1pp | 82.0%-0.1pp |
| Annual return | 4.11% | 188.81%-184.7pp | 151.12%-147.0pp | 302.99%-298.9pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,394 | $5,955-43.0% | $5,202-34.8% | $5,983-43.3% |
| Admin fee / account holder | $3,788 | $17,079-77.8% | $13,987-72.9% | $11,252-66.3% |