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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,048 | $202,342+44.8% | $172,753+69.6% | $152,909+91.6% |
| Participation rate | 90.0% | 87.1%+2.9pp | 82.6%+7.4pp | 82.5%+7.5pp |
| Annual return | 12.82% | 1029.88%-1017.1pp | 803.00%-790.2pp | 345.46%-332.6pp |
| Employer contribution / active EE | $0 | $5,857-100.0% | $5,144-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,584 | $5,948-56.6% | $5,198-50.3% | $5,851-55.8% |
| Admin fee / account holder | $9,642 | $17,112-43.7% | $13,956-30.9% | $11,601-16.9% |