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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,845 | $157,276-23.2% | $141,177-14.4% | $152,885-21.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.17% | 64.33%-46.2pp | 71.40%-53.2pp | 345.39%-327.2pp |
| Employer contribution / active EE | $2,167 | $5,262-58.8% | $4,736-54.2% | $4,763-54.5% |
| Participant deferral / active EE | $9,191 | $7,110+29.3% | $6,710+37.0% | $5,851+57.1% |
| Admin fee / account holder | $949 | $12,123-92.2% | $10,263-90.8% | $11,598-91.8% |