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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,260 | $138,075-22.3% | $123,552-13.2% | $135,379-20.8% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -9.56% | 153.70%-163.3pp | 119.20%-128.8pp | 519.79%-529.4pp |
| Employer contribution / active EE | $17,904 | $5,152+247.5% | $4,628+286.9% | $4,779+274.6% |
| Participant deferral / active EE | $9,953 | $6,800+46.4% | $6,426+54.9% | $5,609+77.5% |
| Admin fee / account holder | $552 | $10,917-94.9% | $9,285-94.1% | $10,828-94.9% |