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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,356 | $73,839-68.4% | $143,788-83.8% | $68,495-65.9% |
| Participation rate | 76.0% | 66.7%+9.3pp | 80.3%-4.3pp | 67.9%+8.1pp |
| Annual return | -11.68% | 1.01%-12.7pp | -0.03%-11.6pp | -7.84%-3.8pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,999 | $3,384+18.2% | $5,638-29.1% | $4,028-0.7% |
| Admin fee / account holder | $1,407 | $5,755-75.6% | $14,675-90.4% | $5,403-74.0% |