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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,557 | $85,169-81.7% | $172,755-91.0% | $72,983-78.7% |
| Participation rate | 67.2% | 70.1%-2.8pp | 82.6%-15.4pp | 69.5%-2.2pp |
| Annual return | 35.28% | 27.32%+8.0pp | 802.94%-767.7pp | 81.01%-45.7pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,927 | $3,260-40.9% | $5,198-62.9% | $3,608-46.6% |
| Admin fee / account holder | $164 | $5,880-97.2% | $13,955-98.8% | $5,124-96.8% |