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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,958 | $172,111-69.8% | $150,298-65.4% | $137,256-62.1% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 14.60% | 69.37%-54.8pp | 62.79%-48.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $754 | $4,636-83.7% | $4,154-81.9% | $4,156-81.9% |
| Participant deferral / active EE | $2,297 | $6,166-62.8% | $5,453-57.9% | $6,407-64.2% |
| Admin fee / account holder | $933 | $16,471-94.3% | $14,116-93.4% | $12,270-92.4% |