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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,780 | $160,070-30.8% | $147,117-24.7% | $145,897-24.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.38% | 98.69%-88.3pp | 420.54%-410.2pp | 552.29%-541.9pp |
| Employer contribution / active EE | $1,876 | $5,285-64.5% | $4,932-62.0% | $4,663-59.8% |
| Participant deferral / active EE | $3,458 | $8,419-58.9% | $8,065-57.1% | $6,689-48.3% |
| Admin fee / account holder | $8,273 | $15,035-45.0% | $12,993-36.3% | $13,390-38.2% |